Tenants contents insurance

What if you lost everything in your home?

Have you ever thought about what would happen if you lost all your things at home? Things like your TV, furniture, clothes, or personal items? Could you afford to buy everything new if there was a fire or a flood?

What the council's insurance covers (and doesn't)

As a council tenant, our insurance protects the building itself. But it doesn't cover the things inside your home - that's your responsibility.

Replacing all your belongings can be very expensive. That's why we highly recommend you get contents insurance. This helps you replace your items if they are lost or damaged.

Homes First insurance plan

Homes First have teamed up with Aviva, the UK's largest insurer, to provide a home contents insurance scheme. This is available for all Lewes District Council and Eastbourne Borough Council tenants and leaseholders.

This plan offers:

• Exclusive rates
• No extra money to pay if you need to make a claim (this is called an "excess" with other insurers)
• You can pay monthly by Direct Debit, making it easier to manage.

What Homes First insurance can cover

Homes First insurance can protect your belongings from things like:

• Fire
• Theft (if someone breaks into your home)
• Flooding or water leaks
• Accidental damage to things like audio, video, or computer equipment

If you want to cover other items for accidental damage, you can choose to add extra cover.

You can also choose to add extra cover for:

• Personal belongings (things you carry with you outside your home)
• Wheelchairs and mobility scooters
• Hearing aids

How to apply for Homes First insurance

You can apply online right now:

Apply for Homes First insurance

Or, you can download the application form from the "Downloads" section below and fill it out.

Important things to know

• There might be some rules about who can get this insurance, for example, if you have past convictions or have made many claims before.
• Terms and conditions apply. You'll find these in the application pack.
• Before you apply by phone, you must read the Important Notice and Declaration sections in the application pack.

The policy is underwritten by Aviva Insurance Limited, arranged by Aon UK Ltd and administered by Wessex Administration Services Limited who are all authorised and regulated by the Financial Conduct Authority. FP.TCI.2024.258.GG

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