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Council commits £500,000 to net zero support for homeowners

Cabinet councillors at Lewes District Council have today (June 5) approved funding for a loan scheme to help homeowners access home improvements that reduce carbon emissions.

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As part of the council's drive to achieve carbon net zero by 2030, the authority is enabling low-cost finance for retrofitting projects, including cavity wall insulation, low-carbon heating systems, new windows, and energy generation.

Currently, around 44,000 local homes account for 35% of the district's carbon footprint.

Councillor Zoe Nicholson, Leader of Lewes District Council, said:

"The measures we've outlined to reach our 2030 target include ensuring residents, especially the most vulnerable, can access advice, funding, and practical sustainability solutions.

"This loan scheme will empower homeowners to make their properties more environmentally friendly using renewable technologies and help achieve the carbon reductions we all want to see."

Loans will typically range from £10,000 to £20,000 per household, with an average borrowing term of 10 years, up to a maximum of 15 years. As repayments are made, funds will be recycled within the scheme to support future lending.

Council officers will now conduct a procurement process to select a Retrofit Loan Provider, responsible for managing all lending agreements on behalf of Lewes District Council. This provider will oversee application processing, borrower risk assessments, pre-contract property checks, loan setup, and finalisation of legal documents.

Councillor Nicholson added:

"I'm really excited about this latest initiative because it puts the power to make a positive change in the hands of residents who would otherwise be marginalised by the traditional high street lenders.  Too often people are frustrated when lending applications are refused because they are retired, self-employed or on benefits.

"The Retrofit Loan Provider we partner with will conduct the necessary borrowing checks, and a referral partner will visit homes to ensure suggested energy improvements are appropriate for the property."

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Last modified on 05 June 2025